Rates | Cavity Bank

Home / Rates

Rates are accurate as of 10/18/2024

Product	Standard Rates
Product	RATE	APY
Interest Checking ¹			Learn More Open Now
$1,000 - $4,999	0.02%	0.02%
$4,999.01 - $9,999	0.02%	0.02%
$9,999.01 +	0.02%	0.02%
Relationship Banking ²			Learn More Open Now
$1,000 - $4,999	0.02%	0.02%
$4,999.01 - $9,999	0.02%	0.02%
$9,999.01 - $24,999	0.03%	0.03%
$24,999.01 +	0.05%	0.05%
Premier Relationship Banking ³			Learn More Open Now
$1,000 - $4,999	0.03%	0.03%
$4,999.01 - $9,999	0.03%	0.03%
$9,999.01 - $24,999	0.04%	0.04%
$24,999.01 - $99,999	0.08%	0.08%
$99,999.01 +	0.08%	0.08%

Product	Standard Rates
Product	RATE	APY
Statement Savings ⁴	0.02%	0.02%	Learn More Open Now
Platinum Money Market ⁵			Learn More Open Now
$1,000 - $9,999	0.60%	0.60%
$9,999.01 - $24,999	0.94%	0.94%
$24,999.01 - $49,999	1.14%	1.15%
$49,999.01 - $99,999	1.53%	1.54%
$99,999.01 - $249,999	2.22%	2.24%
$249,999.01 - $999,999	2.52%	2.55%
$999,999.01 - $1,999,999	2.52%	2.55%
$1,999,999.01 +	2.52%	2.55%
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Health Savings Accounts ⁶			Learn More Open Now
$100 - $999	0.02%	0.02%
$999.01 - $4,999	0.04%	0.04%
$4,999.01 - $14,999	0.05%	0.05%
$14,999.01 +	0.07%	0.07%

Product	Standard Rates
Product	RATE	APY
IRA Money Market ⁷	0.15%	0.15%	Learn More
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Certificates of Deposit ⁸			Learn More
3-Month	0.70%	0.70%
6-Month	0.70%	0.70%
9-Month	0.70%	0.70%
9-Month No Penalty	3.92%	4.00%
12-Month	0.70%	0.70%
12-Month Variable Rate	0.70%	0.70%
15-Month	0.95%	0.95%
18-Month	0.95%	0.95%
24-Month	0.95%	0.95%
30-Month	1.00%	1.01%
36-Month	1.00%	1.01%
48-Month	1.00%	1.01%
60-Month	1.00%	1.01%
72-Month	1.00%	1.01%
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Certificate of Deposit Promo ⁹			Learn More
13-Month	4.07%	4.15%
36-Month Bump Up	3.15%	3.20%
Preferred Rates Available. View Rates
Certificate of Deposit Promo - New Money ¹⁰
7-Month	4.31%	4.40%
25-Month	3.63%	3.70%

Product	Standard Rates
Product	RATE	APR
Optionline Primary Residence ¹¹			Learn More Apply Now
Introductory Fixed Rate (For 6 Months)	6.49%	6.49%
Standard Variable Rate	8.25%	8.25%
Optionline Investment Property ¹²			Learn More Apply Now
Standard Variable Rate	10.50%	10.50%

Product	Standard Rates
Product	RATE	APR
Auto Loans ¹³			Learn More Apply Now
New & Used Vehicle 2022 - 2025	7.44%	7.44%
Used Vehicle 2021	8.20%	8.20%
Used Vehicle 2020	8.45%	8.45%
Used Vehicle 2019	9.08%	9.08%
Used Vehicle 2018	9.38%	9.38%
Used Vehicle 2017	9.58%	9.58%
Used Vehicle 2016	9.78%	9.78%
Used Vehicle 2015	10.28%	10.28%

Product	Standard Rates
Product	RATE	APR
Unsecured Optionline Tier 1 ¹⁴	9.25%	9.25%	Learn More
Unsecured Optionline Tier 2 ¹⁴	11.75%	11.75%	Learn More

Product	Standard Rates
Product	RATE	APR
Personal Loan ¹⁵	11.74%	11.74%	Learn More
CashPlease® ¹⁶			Learn More
Amount $200	17.00%	35.42%
Amount $500	17.00%	35.40%

Product	Standard Rates
Product	RATE	APR
CD/Savings Secured Optionline ¹⁷	8.25%	8.25%	Learn More
Stock Secured Optionline ¹⁸	9.25%	9.25%	Learn More

Visit Us Visit Us Email Us Email Us Call Us Call Us