Dealer Services

Prepare your working capital to work harder. 

Cavity Bank has developed a reputation as a leader among regional commercial banks in the Dealer Services Industry. We understand that maintaining competitive rates is essential to your success. Our consistent lending philosophy will support your business throughout all economic cycles.

When you partner with Cavity Bank's Dealer Services Group, reliable and personal service will be the foundation for a successful, long-term relationship with our specialized team of Indirect and Floor Plan bankers. As a local decision maker, your designated Relationship Manager is knowledgeable of your market and can be contacted directly to respond to your needs in a timely manner as your dealership grows.

One Relationship Manager will be assigned to your account to handle all of your banking needs including:

• Floor plan financing for new and used vehicles
• Floor plan management system to help manage your inventory
• Commercial real estate financing for property acquisition, expansion, or renovation
• Capital improvement loans
• Cash management and treasury services

Floor Plan Lending

Making optimum use of your floor plan helps you increase profitability. Efficient management of your inventory position, interest expense, and unit turnover will support dealership growth. Your Relationship Manager will tailor a floor plan that will meet the needs of your dealership, and you will always have direct access to the people handling and monitoring the daily operations of your floor plan so you can make educated decisions.